Financing institution (SCFI) linked to a big retailer
Assessment on the regulatory capital framework (Basel rules) and allocation of an expert in the Accounting department
Brokerage house (CTVM) with a large investment platform
Support on the operational implementation of the CTVM and mentoring retainer
Payment institution in the betting segment
Support for the accounting reporting to the Central Bank of Brazil (Cadocs)
Financing institution (SCFI)
Support for the accounting reporting to the Central Bank of Brazil (Cadocs)
Universal bank of a large conglomerate of Internet content, products and services
Operational support for the implementation of the FX product
PI issuer of electronic currency and post-paid instrument, leader of Type 3 (S4) conglomerate
Operational mentoring through a retainer
PI issuer of electronic currency, leader of Type 3 (S5) conglomerate
Assessment of the processes of calculation of regulatory capital and impacts of the change from S5 to S4
IT vendor that operates in the financial market in consultancy and development of financial management software, with on-premise solutions
Preparation of regulations and compliance training
Company in the housing development and construction sector, with more than 17 thousand units delivered
Technical-strategic analysis to define a legal vehicle to be created in the financial market
European fashion retail multinational SCD
Review and preparation of regulations (CMN and BCB)
Global money transfer provider authorized as an Electronic Money Institution (EMI) with over 25 branches
Business Plan, feasibility study. Support for the operational implementation of a CTVM
Payment Institution, issuer of electronic currency and acquirer
Structuring a compliance area, development of AML policies and manuals
Payment institution, issuer of electronic currency, linked to a company specialized in the valuation and sale of assets through auctions.
Structuring of liquidity and credit risk management activities.
Payment institution, issuer of postpaid payment instrument, with private label cards.
Creation of governance, risk, internal controls, audit and customer relationship policies.
Authorized payment institution that acts as an issuer of prepaid electronic currency
Critical analysis of accounting reporting for remittance to the Central Bank of Brazil
Brokerage house of North American origin
Elaboration of risk management policies
Multiple bank of European origin with investment and leasing portfolios
Review and preparation of internal regulations
Brokerage house with a platform for investments by Brazilians abroad
Assistance for the operational implementation of a brokerage house. Elaboration of a business plan and feasibility study.
Payment institution offering Baas, issuer of electronic currency and payment transaction initiator (open banking)
Business plan and feasibility study for Central Bank’s authorization process.
Agribusiness cooperative, with more than 16 thousand employees
Business plan and feasibility study for the creation of a financial institution.
PI issuer of electronic currency, owned by one of the largest financing houses of Brazil
Gap Analysis, Business Plan and Feasibility Study for the authorization process with the Central Bank of Brazil.
Consortium society with more than 85 thousand active clients, owned by one of the largest Brazilian retailers
Assessment of user profiles of corporate systems.
SCD and PI (direct credit society and payment institution) linked to the real estate management market
Complete operational implementation
Sub acquirer focused on digital marketing, working with the major credit card companies
Creation of a Business Continuity Plan (BCP) and training.
Cryptocurrency Exchange with more than 50 million active clients
Information analysis for the compliance with the Tax Authorities reporting.
One of the largest financial services consultancies in the world
Specialist allocation for project in the payment industry
One of the largest consortium administrators in Brazil
Regulatory gap analysis
Payment institution, of a large Asian group, issuer of electronic currency, linked to transport logistics
Complete gap analysis for compliance with the regulatory environment
Payment institution focused on postpaid accounts to individuals, with small tickets (microcredit)
Gap analysis for environment compliance with Pix
Payment institution, issuer of electronic money in the prepaid modality, recently authorized by the Central Bank of Brazil, for the achievement of volumes in payment transactions
Analysis of error messages and corrections in the submission of Cadoc (accounting statement) to the Central Bank of Brazil
Payment institution linked to one of the largest retail market places in Latin America
Preparation, updating and analysis of manuals and policies to comply with the rules of the Central Bank of Brazil
Brokerage house with 50 years of experience in financial solutions in the gold and FX markets
Preparation, updating and analysis of manuals and policies to comply with the rules of the National Monetary Council and the Central Bank of Brazil
Initiator of payment transactions (open banking)
Flash assessment of an ITP recently authorized by the Central Bank, for the purpose of verifying the regulatory and operational environment.
Medium-sized universal bank, with strong digital DNA
Feasibility study and business plan for instructing the authorization process for the acquisition of a controlled investment abroad, as per Res. CMN 2723/00.
Payment institution that operates in the retail payments market, as an acquirer and sub-acquirer
Gap analysis focusing on regulatory compliance, AML, Internal Controls, Risk, Governance and Audit.
Payment Institution targeted at the tourism industry
Gap Analysis for the adherence to the Brazilian instant payment scheme (Pix).
Asian bank linked to the automobile industry
Risk and control mapping of critical processes.
Multinational security company
Financial plan containing a feasibility study for the constitution of a Commercial Bank with authorization to operate in foreign exchange.
Cryptocurrency Exchange
Elaboration of an Investment and Liquidity Management Policy.
Universal bank of a large conglomerate of Internet content, products and services
Creation of a business plan for the FX Market authorization process.
Payment institution authorized by the Central Bank of Brazil, specialized in payment slips, issuer of electronic currency (e-wallet) and sub-acquirer
Validation of the accounting environment with reduction of regulatory risk.
Major player in the Brazilian digital banking (retail operation)
Accounting technical report on transactions involving credit portfolio between the Group’s entities.
Securities broker
Assistance in improving the environment and discussions with the capital market’s regulator, regarding Brazilian’s SEC Normative Instruction (ICVM 617/19) on AML, including the implementation of a Risk Based Approach (RBA).
Payment institution, sub-acquirer, issuer of electronic currency (e-wallet) and a direct credit society (fintech)
Gap analysis with operational implementation of critical areas and training in Cosif accounting standards.
Payment institution issuer of electronic currency (e-wallet)
Creation of internal policies and manuals on risk management, AML/TF and cyber security, mandatory to adherence to Pix (Brazilian instant payment scheme).
Payment institution issuer of post-paid payment instrument
Gap Analysis and creation of internal policies and manuals on risk management, AML/TF and cyber security, mandatory to adherence to Pix (Brazilian instant payment scheme).
Payment institution, issuer of electronic currency (e-wallet), sub-acquirer, owner of a closed payment scheme (market place)
Complete gap analysis of a payment institution undergoing an authorization process at the Brazilian Central Bank.
Payment institution, issuer of electronic currency (e-wallet), owner of a closed payment scheme
Complete gap analysis and implementation of critical processes and controls of a payment institution undergoing an authorization process at the Brazilian Central Bank.
European carmaker bank
Implementation of Bank Reserves Account within the scope of the SPB (Pilot of Reserves, Messaging). Creation of internal policies and manuals.
Hotel in the State of Minas Gerais
Pro bono consultancy on behalf of Riskfence's Covid-19 Solidarity Campaign. Review of the liquidity, indebtedness and commercial situation, outlining a survival strategy during the pandemic.
European digital retail bank
Creation of operational procedures, for front and back office activities. Gap analysis on local practices vis-à-vis European ones. Ad hoc studies and technical opinions on markets and products.
Brazilian development agency
Systems functional requirements on credit and market risk management
European commercial bank
Process analysis on the lending portfolio and rating assignment (scoring, head office practices and Resolution 2682/99)
Large North American logistics and electronic payment group
Gap Analysis, impact study of Law12.865/13 (Electronic Payment Industry) and feasibility study
Midsized Brazilian retail bank
Accounting manuals production for the financial conglomerate, including product description (also on FX and trade finance), process overview and accounting schemes
European commercial and investment bank
Workshop with the Board of Directors and Management Team on the Brazilian Financial System
Brazilian cooperative bank
Business plan and feasibility study for the inception of a FX and trade finance portfolio
Public transportation logistics, mobile communication and correspondent banking company
Electronic payment business analysis vis-à-vis the new regulatory milestone (Law 12.865/13)
