Articles

The above-mentioned Resolution raised various doubts and discussions in the market since it has been published on October 31 2013. Some of our clients showed concern especially with the definitions and methods to be applied for the “prudential adjustments”. (Note: … Read More >>

By Luciano Fantin: This article talks about discretionary measures, which may be demanded by the BCB to owners of payment schemes to guarantee robustness, efficiency and a sound functioning of payment schemes. Although the headline may seem too emphatic, it … Read More >>

By Luciano Fantin – This article relates to the one that I wrote about the payment card industry as of February 24 2014. As cited in my last article about this subject as of February 24 2014, the market vividly … Read More >>

By Luciano Fantin – This article complements the previous ones that I wrote about the payment card industry as of January 24 and February 24 2014. The Brazilian Central Bank (BCB) published two important Circular Letters that deepen and modify … Read More >>

By Luciano Fantin – This article complements the previous one that I wrote about the payment card industry as of January 24 2014. As cited in my last article about this subject as of January 24 2014, Federal Law 12,865 … Read More >>

By Luciano Fantin – This article deals with the new regulatory framework introduced in 2013 for the payment card industry as a whole. A new regulatory framework has been introduced in the Brazilian National Financial System thorough the Monetary Council … Read More >>

This article deals with the matrix management model, especially when it is applied in global banks, and the challenges it imposes to the governance principles. A very poor man once received at night the visit of a ghost, who told … Read More >>

This article touched upon the introduction of new products with some more details, in a complement to my previous article as of April 2013. In the last article that I wrote about this subject, I referred to the closing of … Read More >>

By Luciano Fantin – This article deals with the time bomb hidden in the organizations every time a new product is launched without proper attention to the governance surrounding this pivotal initiative. Read More >>